Heard of Travel Insurance? Do you know why it should be part of your travel plans? No??? Well, here is why...


Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad.  And we all know that it is best to protect ourselves and our belonging in case of unforeseen circumstances. – which neither of us pray for. Having insurance is something that should be practical. I can’t imagine getting to a beautiful location far away from home, only to be pulled through the stress of missing luggage’s … would be frustrating So, I am going to suggest a few best practices that should come to play when selecting the best insurance routes for your journey to your dream location. Many companies who sell tickets or travel packages typically give consumers the option to purchase travel insurance, also called travelers insurance. Some travel policies cover damage to personal property, rented equipment, such as rental cars, or even the cost of paying a ransom.



There are several types of Insurance packages. The main categories of travel insurance include trip cancellation or interruption coverage, baggage and personal effects coverage, medical expense coverage, and accidental death or flight accident coverage. Coverage often includes 24/7 emergency services, such as replacing lost passports, cash wire assistance, and re-booking canceled flights. Also, some travel insurance policies may duplicate existing coverage from other providers or offer protection for costs that are refundable by other means. Before travelling,

  • you should know that Travel insurance varies by the provider on cost, exclusions, and coverage.
  • You need to take note and read all disclosure statements before they purchase the insurance.
  • Insurance Coverage is available for single, multiple, and yearly travel.
  • If you travel occasionally, per-trip coverage protects a single trip
  • Multi-trip coverage protects numerous trips occurring in one year, but none of the excursions can exceed 30 days.
  • Annual coverage is for frequent travelers. It protects for a full year.
Most companies hence have many insurance packages to meet all traveler’s needs. In summary, if you are just starting your journey around the world, try to invest and start from somewhere. The main types of travel insurance you should consider including to your trips, especially of you just starting up are trip cancellation or interruption coverage, baggage and personal effects coverage, medical expense coverage, and accidental death or flight accident coverage.

Most travel policies cover damage to personal property, rented equipment, such as rental cars, or even the cost of paying a reclaim